COVID-19 Small Business Resources

In the midst of COVID-19, we want to offer our support to the small businesses that make Kingman so great. Scroll down to explore some of the resources available to support small businesses at this time. 

Looking for resources for nonprofit organizations? 

Better Business Bureau Main St. Matters Grant Program


This grant is intended for ethical businesses that are integral to their local communities. Applicants will need to refer to completed tax documents for FY2019 if they have already filed; if they haven't filed yet, they may refer to their completed FY2018 tax documents when completing this application.

This application MUST be completed in ONE sitting as there is no ability to save your work and continue at a later time. Prior to starting, "scroll" so you can preview every question in this form. If you refresh the page or press back, you will lose all your content. Click here for more details. 

SBA Loan Assistance

The Mohave SBDC is virtually open and ready to assist with SBA Emergency Injury Disaster Loans. Their office can help with:

  • Loan qualifications

  • Loan details

  • Basic forms required

  • Additional documentation required. 

The deadline to apply for these loans is 12/31/2020. You can apply online at the SBA site by clicking here, or you can request SBDC counseling to assist you by visiting


SBA Paycheck Protection Program

The SBA sent out a revised list of banks, credit unions, and small business lending companies that will be processing Paycheck Protection Program applications in Arizona.


15 lenders are accepting new accounts. If you have not yet submitted an application for these programs, please do not wait to do so. As Congress is working on securing more funding for these programs (an estimated $250-300 billion), pending applications will most likely be considered first. Click here to view lending institutions in Arizona

The SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is being used for payroll, rent, mortgage interest, or utilities. This loan program is designed as an incentive for small business owners to keep their workers on a payroll. This program will be available until June 30, 2020. This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by coronavirus/COVID-19. Small businesses in the hospitality and food industry with more than one location could also be eligible if their individual locations employ less than 500 workers.

To learn more about loan details and how to apply, visit

This program is accepting applications again starting Monday, April 27. We recommend that small business owners apply as soon as possible to get your application in the queue if you have not already applied. 

On Friday, April 24, President Trump approved a $484 billion coronavirus relief bill, adding $320 billion specifically to the Paycheck Protection Program. The U.S. Chamber of Commerce held a webinar to help small business owners navigate this new wave of stimulus. Click here to view the webinar. 

Pandemic Unemployment Assistance

PUA is a new program that provides benefits to individuals who are not otherwise eligible for Unemployment Insurance. Applications for PUA will be processed beginning the week of May 12 and payments will begin for eligible claimants that same week. DES will attempt to reach out to clients if additional information is needed regarding their eligibility. Individuals who have already submitted an application and have been denied should not apply again, as DES will be implementing PUA to those who have been denied dating back to Feb. 2. The $600 Federal Pandemic Unemployment Compensation benefits will be retroactive as of March 29, 2020.

PUA provides benefits to covered individuals. Covered individuals are not eligible for regular unemployment compensation or extended benefits under state or Federal law or Pandemic Emergency Unemployment Compensation (PEUC). This includes individuals who:

  • are determined to be monetarily ineligible

  • have exhausted all rights to such benefits,

  • are self-employed,

  • are seeking part-time employment,

  • lack sufficient work history, or

  • otherwise do not qualify for regular unemployment compensation or extended benefits under state or Federal law or PEUC.

In general, PUA provides up to 39 weeks of benefits to qualifying individuals who are otherwise able to work and available for work within the meaning of applicable Arizona state statute, except that they are unemployed, partially unemployed, or unable or unavailable to work due to one of the COVID-19 related reasons identified in the CARES Act. Through July 25, 2020, individuals receiving PUA benefits may also receive the additional $600 payment provided under the (FPUC) program if they are eligible for benefits for the week.   

For more information about this program, visit

U.S. Chamber of Commerce "Save Small Business" Initiative


This is a four-part campaign including financial aid, resources and guidance, advocacy, and polling, as well as a call to action for the larger business community and government to help small businesses.

Financial Assistance


The Save Small Business Fund is funded by contributions from corporate and philanthropic partners. The Foundation will provide $5,000 supplemental grants to small employers in economically vulnerable communities. The Foundation is launching the grant fund in partnership with Vistaprint and with support from Merck, S&P Global Foundation, and Travelers. To qualify you must:

- Employ between 3 and 20 people

- Be located in an economically vulnerable community

- Have been harmed financially by the  COVID-19 pandemic

Click here for more information and to apply. 


The application will go live on April 20, 2020, at 12:00PM PT. All you will need is your business's W-9 form. Grants will be awarded on a weekly basis, but you only need to apply one time to be eligible for funding.



Under the campaign, the U.S. Chamber of Commerce will continue to fight for legislation, executive actions, and other government efforts to help small businesses devastated by the pandemic and economic downturn– ensuring that financial aid and support programs are not only available but also accessible. The Chamber played a central role in shaping and securing passage of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, including the law’s unprecedented small business emergency loan programs and other measures. The Chamber recently called on Congress to shore up the funding of two key CARES Act programs that provide emergency and disaster loans to small businesses. In addition to fighting for direct assistance for small businesses, the Chamber is advocating to support business groups like economic development organizations, travel and tourism boards, industry associations, and state and local chambers of commerce. These groups– which are small employers themselves– need financial assistance to stay afloat and continue supporting the small business recovery in their communities.

Resources, Webinars, and Guides


Under the Save Small Business Campaign, the Chamber is accelerating and expanding its efforts to deliver the guidance and expertise small businesses need to survive the crisis and recover following the pandemic.

The Coronavirus Small Business Resources Hub features the latest step-by-step guides, infographics, advice, and resources to help small business owners access financial relief and navigate disruption. 


In addition, the Chamber has established a partnership between CO— and Inc. Magazine to create a weekly event: the Small Business Town Hall Series. During the virtual events every Friday, Chamber experts walk through the latest guidance for small businesses and respond directly to questions from employers. Every Wednesday, CO—will host a “Workshop Wednesday” virtual event to focus on a single topic related to the coronavirus and its impact on small businesses.

The Chamber also is partnering with its network of more than 1,500 associations and local and state chambers of commerce across America to offer small business webinars and virtual Q&A sessions. Similarly, the Chamber is partnering with larger companies nationwide to offer webinars to those corporations’ small business suppliers and customers. Facebook is an initial launch partner on several small business guides and resources, and the Chamber is seeking additional partners to support this work.



As part of the campaign, the Chamber and its longstanding Small Business Index partner MetLife have transformed their quarterly survey into a new Small Business Coronavirus Impact Poll. The online survey of 500 small business owners provides insights on the pace of recovery; which small businesses need the most support; and what type of relief is needed. The poll provides small business owners an even more prominent voice in the critical decision-making process in Washington. The first poll was released on April 3. The next one will be released in early May. Learn more about the campaign at

Main Street America


We thank all the small business owners who participated in Main Street America's survey about current small business needs. To see state and local results, visit

Main Street America is hosting webinars on a variety of small-business related topics. Click here to learn more about webinars and other available resources. They also have a tip sheet with recommendations to on how to stay connected and continue to support our community in this crisis. Click here to learn more. 

Local First Arizona

Note: Due to a backlog of applications, Local First Arizona is not currently accepting applications for their Small Business Relief Fund. This page will be updated when they are able to open applications again.

Local First Arizona has a Small Business Relief Fund. To qualify, you must own a businesses with 0-3 employees and make less than $250,000 in annual revenue (approximately $35,000-$45,000 in net profit). For more information on the program, application materials, and FAQs, visit

LFA has other funding sources listed on their website at This list includes Arizona Microcredit Initiative Loans and Education, Local First Arizona Local Banking Resources, Kiva Crowdfunding Loans, and many more. 


Kiva is an international nonprofit with a mission to expand financial access by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Because of delays in federal funding, this may be a quicker funding option for small business owners. To learn more about Kiva's application process, visit

For examples of Kiva crowdfunding campaigns that support U.S. small businesses, visit

Community Development Financial Institutions (CDFIs)

Community development financial institutions (CDFIs) are private financial institutions that provide fair, transparent financing and financial education to people and communities underserved by mainstream financial institutions. Community development loan funds, banks, venture capital funds, and credit unions, CDFI financing and financial education helps people realize their full potential and contribute to thriving communities.

To find CDFIs that serve Arizona, Opportunity Finance Network has a CDFI locator. Access it here. Funding terms and requirements vary between each CDFI, so check each institution's website for more specific information. 

Support from Facebook and Google


Facebook is offering $100M in financial support to small businesses through cash grants and Facebook ad credits. 

Up to 30,000 eligible small businesses in more than 30 countries where Facebook operates will be able to receive the grant. To be eligible to apply, you must:

  • Be a for-profit company

  • Have between 2 and 50 employees

  • Have been in business for over a year

  • Have experienced challenges from COVID-19

  • Be in or near a location where Facebook operates

Business owners in the Kingman area can apply starting on April 22. Visit for more information. 

Facebook has also given some direction for businesses that want to set up access to digital gift cards. Visit for more information.


Google is offering $340M in Google ad credits available to all small businesses with active accounts over the past year. Credit notifications will appear in their Google Ads accounts and can be used at any point until the end of 2020 across Google's advertising platforms. This is an effort to alleviate some of the cost of staying in touch with customers. Click here to learn more

Other Tips for Small Business Owners

  1. Update your store times or service options on social media using the hashtag #ToGoKingman to keep customers in the loop. For a list of businesses offering takeout and drive thru options, visit

  2. Use this time to update social media accounts! Lots of people are stuck at home, so do a live video about your story as a business owner, self care tips, etc. People are looking for at-home entertainment right now, so take advantage!

  3. Tell your community what support you need. We have created some graphics with tips on how to support local businesses. Click here to check them out and feel free to share!

  4. Add your small business to the Support Local directory. This website allows small business owners to update their hours of operation and services so that customers have one place to look for updated information on their favorite businesses. Click here to visit their website and add your business to the directory or update your business listing.

Do you know of a resource that isn’t included on this page? Contact our Program Coordinator Gina Gavazzi at 

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***Note: If you have questions about First Friday, please contact that team directly at: